Let First Up Lending Fuel Your Business Growth

Get pre-approved in 24 hours and funded in as little as 10 business days

How It Works

First Up Lending provides asset-based lines of credit in the range $500,000 to $3,000,000, secured against A/R and inventory, to companies with annual revenues > $2,500,000.

First Up Lending offers a digital loan experience to the SMB borrower


Simple online application process


Easily & securely connect your accounting software to get a quick loan decision


After 24 hours, receive initial pre-approval and Proposal Letter


Review & sign your loan agreement electronically. Get access to funding in as little as 10 business days


Request funds and manage your account online 24/7

How does the First up lending line of credit work?

1. Account Set-Up:

We’ll set up a bank account in your name. This account will be used to process collections from your customers, as well as pay any interest & fees.

2. Access Funds

It’s easy to withdraw funds. Simply enter how much you need, up to your credit limit. We’ll check you’ve enough collateral to support the request. You’ll see the funds in your account in less than 3 business days.

3. Manage Account Online

You can log-in anytime to see how much of your credit line you have available and view your outstanding balance.

What does it cost?

No hidden fees or surprises


A flat $3,000 fee to cover searches and legal expenses. This is collected upfront before documents are signed


1% to 5% loan origination fee which is added to your balance and not required to be prepaid. Repayable annually if you decide to renew


Interest on loan balance. You only pay interest on the funds borrowed

That’s it!

No early termination fees, no monitoring fees, no unused line fees